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Guides & Basics

Burial Insurance Terms in Plain English: A Senior-Friendly Glossary

Every burial insurance term explained in plain English by licensed broker Phillip Chin. No jargon, no fine print.

10 Questions to Ask Any Burial Insurance Agent Before You Buy

The ten questions that separate honest brokers from salespeople, with the answers you should expect, from licensed broker Phillip Chin.

Does Burial Insurance Cover Cremation? Costs & Coverage Explained

Cremation Coverage — At a Glance Yes — burial insurance pays cash your family can use for anything, including cremation. Nothing about the policy is tied to a burial. And because cremation usually costs less than a traditional funeral, you may be able to get by with a smaller policy. YesCash for cremation too Not…

Best Burial Insurance for Seniors Over 70, 75 & 80 (2026 Guide)

Home›Guides›Best Burial Insurance Seniors Over 70 Turning 70 does not mean it is too late to get affordable burial insurance — far from it. Plenty of A-rated carriers specialize in covering seniors aged 70, 75, 80, and beyond, with no medical exam and same-day approval. The keys at this age are choosing the right type…

How Much Does a Funeral Cost in 2026? Full Price Breakdown

Funeral Cost — At a Glance The median funeral with a burial runs about $8,300, according to the National Funeral Directors Association — and adding a vault often pushes it toward $10,000. Cremation with a service usually costs less. Either way, the bill lands on your family within days. $8,300Median (NFDA) + VaultPushes it higher…

Guaranteed Acceptance Burial Insurance: How It Works & Who Needs It

Guaranteed Acceptance — At a Glance Guaranteed acceptance burial insurance — also called guaranteed issue life insurance — accepts everyone in the age range: no health questions, no medical exam, no one turned down. It’s built for serious health conditions. The trade-offs: a two-year waiting period on natural-cause death (premiums refunded with interest) and a…

Burial Insurance With No Waiting Period: Who Qualifies for Day-One Coverage

No Waiting Period — At a Glance “No waiting period” means your policy pays the full death benefit from day one — no two-year wait. These are called level (or immediate) plans, and most people in reasonable health qualify. If you can answer a few health questions, you can usually skip the waiting period entirely.…

How Much Does Burial Insurance Cost in 2026? (Real Rates by Age)

Burial Insurance Cost — At a Glance Burial insurance runs roughly $30–$185 a month for a $10,000 policy, depending mostly on your age, sex, tobacco use, and health. The younger and healthier you are when you lock it in, the less you pay — and the price never rises after that. $30–$185/mo$10k, by age AgeThe…

How to Find the Best Burial Insurance Company (2026)

Learn how to choose the best burial insurance company for your needs, health, and budget — with guidance from independent brokers.

Burial Insurance After COVID-19 or a Recent Illness (2026 Guide)

Home›Health Conditions›COVID-19 10-minute read 25+ Companies reviewed Same day Approval possible $30–$185 Typical monthly rate No exam Required to apply Many people wonder whether COVID-19 affects their ability to get burial insurance, or whether a COVID-related death would be covered. The short answers are reassuring: burial insurance covers death from COVID-19 like any other illness,…