Finding the best Burial Insurance Company

Selecting the best company for burial insurance depends on several factors, including your specific needs, budget, and preferences. However, some well-regarded companies are known for their reliable burial insurance products. Here are a few reputable options to consider:

1. Mutual of Omaha

• Overview: Known for its strong financial stability and excellent customer service.
• Features: Offers burial insurance policies with flexible coverage options and competitive rates.
• Niche: Some of the best prices on the marketplace if you are healthy.

2. Gerber Life Insurance Company

• Overview: Popular for its straightforward application process and customer-friendly policies.
• Features: Provides final expense insurance with guaranteed acceptance for many applicants, along with fixed premiums.
• Niche: Easy application with no health questions

3. SBLI

• Overview: Offers a range of burial insurance plans with simple and clear terms.
• Features: Provides guaranteed acceptance options and fixed premiums for ease of planning.
• Niche: Free concierge program included with their Final expense plans

4. AIG (American International Group)

• Overview: Known for its wide range of insurance products and financial strength.
• Features: Offers burial insurance policies with flexible coverage amounts and options for different budgets.
• Niche: Good combination of Guaranteed issue and Standard issue final expense plans.

5. Aetna Accendo

• Overview: A well-established insurer with a strong reputation for reliability.
• Features: Provides final expense insurance with various coverage levels and options for customization.
• Niche: Coverage up to age 85 with no waiting period, great for older folks!

How to Choose the Best Company:

1. Financial Strength: Check the company’s ratings from agencies like A.M. Best or Standard & Poor’s to ensure they have strong financial stability.
2. Coverage Options: Compare the coverage amounts, policy terms, and additional features offered by different companies.
3. Customer Reviews: Look for customer feedback and reviews to gauge the company’s reputation and customer service quality.
4. Application Process: Consider how easy it is to apply for coverage, including any health questions that may be required
5. Premiums and Costs: Compare premium rates and determine what fits your budget while providing the coverage you need.

It’s a good idea to get quotes from multiple companies and consult with an insurance broker like us to help you find the best burial insurance policy for your situation.