Articles
Burial Insurance Guides & Resources
Clear, jargon-free answers about final expense and burial insurance — by your state, by your health condition, and how to find the lowest rate. Then get a real quote in minutes.
Burial insurance by state
State-by-state guides to the best carriers, real monthly rates, and the rules where you live.
Arizona
No-exam coverage for Arizona retirees.
Read guideCalifornia
Rates, top companies, and rules for California seniors.
Read guideFlorida
Top final expense carriers and rates for Florida.
Read guideGeorgia
Affordable burial coverage for Georgia residents.
Read guideIllinois
Plans and rates for Illinois families.
Read guideIndiana
Affordable coverage across Indiana.
Read guideMaryland
Compare Maryland final-expense plans.
Read guideMassachusetts
Plans and rates for Massachusetts seniors.
Read guideMichigan
Some of the lowest rates in the Midwest.
Read guideMissouri
Low rates for Missouri families.
Read guideNew Jersey
Affordable day-one burial coverage for NJ seniors.
Read guideNew York
Plans, rates, and best-fit carriers for New York.
Read guideNorth Carolina
Plans, rates, and carriers for NC seniors.
Read guideOhio
Some of the lowest final expense rates anywhere.
Read guidePennsylvania
Top carriers and real monthly rates for PA families.
Read guideTennessee
Affordable no-exam coverage across Tennessee.
Read guideTexas
Compare the top companies, rates, and rules for Texas.
Read guideVirginia
Rates, carriers, and rules for Virginia seniors.
Read guideWashington
Compare top final-expense carriers in WA.
Read guideCoverage for health conditions
Been turned down before? These guides show exactly which carriers say yes — grouped by the kind of condition so you land on yours fast.
Heart & circulatory
Heart Disease
Coverage after a heart attack, stent, or bypass.
Read guideHeart Failure (CHF)
Guaranteed-issue options for congestive heart failure.
Read guideAfter a Stroke
Coverage options after a stroke or mini-stroke.
Read guideAFib
AFib rarely raises your rate — here’s why.
Read guideDiabetes & kidney
Lung & breathing
Serious conditions
Not sure which plan fits your situation?
Skip the research — tell us your age and we’ll find your best rate from 25+ carriers.
Guides & how-tos
Everything you need to choose the right plan with confidence — from the basics to costs, plan types, and how to buy.
Start here — the basics
What Is Burial Insurance?
A plain-English explanation of how it works.
Read guide3 Types of Burial Insurance
Level, graded, and guaranteed-issue, side by side.
Read guideBurial vs. Final Expense
Are they the same thing? What the terms really mean.
Read guideBurial Insurance vs. Life Insurance
How final expense differs — and which you need.
Read guideCosts & pricing
How Much Does Burial Insurance Cost?
Real 2026 rates by age and the 6 factors that set your price.
Read guideHow Much Does a Funeral Cost in 2026?
A full price breakdown of funeral and cemetery costs.
Read guideBest Coverage for Seniors Over 70
Rates and options for ages 70, 75, and 80+.
Read guidePlan types & waiting periods
No Waiting Period
Who qualifies for day-one coverage.
Read guideGuaranteed Acceptance
How no-questions plans and the 2-year wait work.
Read guideSimplified vs. Guaranteed Issue
The two main no-exam policy types, and who each fits.
Read guideGuaranteed Acceptance Coverage
How these policies work when you can’t qualify elsewhere.
Read guideDoes It Cover Cremation?
Yes — how much you need and why it beats prepaid plans.
Read guidePre-Need Funeral Insurance
Pre-need plans vs. burial insurance — pros and cons.
Read guideChoosing & buying
10 Questions to Ask Any Agent
The questions that separate honest brokers from salespeople.
Read guidePlain-English Glossary
Every term explained the way Phillip explains it.
Read guideFinding the Best Company
How to compare carriers and avoid overpaying.
Read guideFast & Easy Coverage
Why getting covered takes minutes — no exam, no hassle.
Read guideCompany reviews
Independent, no-spin reviews of the carriers seniors ask about most — coverage, rates, waiting periods, and the fine print.
AAA Final Expense Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideColonial Penn Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideMutual of Omaha Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideAetna (Accendo) Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideGTL (Guarantee Trust Life) Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideAFLAC Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideTransamerica Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideGerber Life Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideAmerican Amicable Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideRoyal Neighbors Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideForesters Financial Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideGlobe Life Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideAARP / NY Life Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideSenior Life Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideTruStage Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read guideTry a state, a condition (like “diabetes”), or a carrier name.
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