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Burial Insurance Guides & Resources
Clear, jargon-free answers about final expense and burial insurance — coverage by state, by health condition, and how to find the lowest rate. Then get a real quote in minutes.
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Burial insurance by state
State-by-state guides to the best carriers, rates, and rules where you live.
Best Burial Insurance Carriers for Texas
Compare the top burial insurance companies, rates, and rules for Texas residents.
Read guide →PennsylvaniaBest Burial Insurance Companies in Pennsylvania
Top final expense carriers and real monthly rates for Pennsylvania families.
Read guide →New JerseyBest Burial Insurance Companies in New Jersey
How New Jersey seniors can find affordable day-one burial coverage.
Read guide →New YorkBest Burial Insurance Company for New York
Plans, rates, and the best-fit carriers for New York residents.
Read guide →CaliforniaBest Burial Insurance in California
Rates, top companies, and rules for California seniors.
Read guide →FloridaBest Burial Insurance in Florida
Top final expense carriers and rates for Florida.
Read guide →GeorgiaBest Burial Insurance in Georgia
Affordable burial coverage for Georgia residents.
Read guide →North CarolinaBest Burial Insurance in North Carolina
Plans, rates, and carriers for NC seniors.
Read guide →OhioBest Burial Insurance in Ohio
Some of the lowest final expense rates anywhere.
Read guide →VirginiaBest Burial Insurance in Virginia
Rates, carriers, and rules for Virginia seniors.
Read guide →TennesseeBest Burial Insurance in Tennessee
Affordable no-exam coverage across Tennessee.
Read guide →ArizonaBest Burial Insurance in Arizona
No-exam coverage for Arizona retirees.
Read guide →MichiganBest Burial Insurance in Michigan
Some of the lowest rates in the Midwest.
Read guide →IllinoisBest Burial Insurance in Illinois
Plans and rates for Illinois families.
Read guide →WashingtonBest Burial Insurance in Washington
Compare top final-expense carriers in WA.
Read guide →MassachusettsBest Burial Insurance in Massachusetts
Plans and rates for MA seniors.
Read guide →IndianaBest Burial Insurance in Indiana
Affordable coverage across Indiana.
Read guide →MissouriBest Burial Insurance in Missouri
Low rates for Missouri families.
Read guide →MarylandBest Burial Insurance in Maryland
Compare MD final-expense plans.
Read guide →Hard-to-insure
Coverage for health conditions
Been turned down before? These guides show which carriers say yes.
Burial Insurance for Kidney Disease
Which carriers approve applicants with kidney disease — and how to qualify.
Read guide →Pre-ExistingBurial Insurance with Pre-Existing Conditions
Coverage options when you have a health history that other companies decline.
Read guide →COVID-19Coronavirus and Getting Burial Insurance
How COVID-19 affects burial insurance approval and what to expect today.
Read guide →DiabetesBurial Insurance With Diabetes
Most diabetics qualify for day-one coverage.
Read guide →COPDBurial Insurance With COPD
Options whether or not you use oxygen.
Read guide →congestive heart failureBurial Insurance With Heart Failure
Guaranteed-issue options for congestive heart failure.
Read guide →CancerBurial Insurance With a Cancer History
What is possible during and after treatment.
Read guide →Heart DiseaseBurial Insurance With Heart Disease
Coverage after a heart attack, stent, or bypass.
Read guide →StrokeBurial Insurance After a Stroke
Coverage options after a stroke or mini-stroke.
Read guide →DementiaBurial Insurance With Dementia
Guaranteed-issue options for dementia & Alzheimer’s.
Read guide →AFibBurial Insurance With AFib
AFib rarely raises your rate — here is why.
Read guide →Sleep ApneaBurial Insurance With Sleep Apnea
CPAP users usually get the best rates.
Read guide →DialysisBurial Insurance on Dialysis
Guaranteed coverage even while on dialysis.
Read guide →Learn the basics
Guides & how-tos
Everything you need to choose the right plan with confidence.
What Is Burial Insurance?
A plain-English explanation of how burial (final expense) insurance works.
Read more →GuideHow Much Does Burial Insurance Cost?
Real 2026 rates by age, the 6 factors that set your price, and how to pay less.
Read more →GuideBurial Insurance With No Waiting Period
Who qualifies for day-one coverage and how level plans differ from graded.
Read more →GuideGuaranteed Acceptance Burial Insurance
How no-questions plans work, the 2-year waiting period, and who really needs one.
Read more →GuideHow Much Does a Funeral Cost in 2026?
A full price breakdown of funeral and cemetery costs — and how to cover them.
Read more →GuideBest Burial Insurance for Seniors Over 70
Rates and plan options for ages 70, 75, and 80+ with no medical exam.
Read more →GuideDoes Burial Insurance Cover Cremation?
Yes — here is how much coverage you need and why it beats prepaid plans.
Read more →Guide3 Types of Burial Insurance
Level-benefit, graded, and guaranteed-issue plans explained side by side.
Read more →GuideBurial vs. Final Expense Insurance
Are they the same thing? What the terms really mean for your coverage.
Read more →GuideBurial Insurance vs. Life Insurance
How final expense differs from traditional life insurance — and which you need.
Read more →GuideSimplified vs. Guaranteed Issue
The difference between the two main no-exam policy types, and who each fits.
Read more →GuideGuaranteed Acceptance Coverage
How guaranteed-issue policies work when you cannot qualify elsewhere.
Read more →GuidePre-Need Funeral Insurance
Pre-need plans vs. burial insurance — the pros, cons, and key differences.
Read more →GuideFinding the Best Company
How to compare carriers and avoid overpaying for the same coverage.
Read more →GuideFast & Easy Coverage
Why getting covered takes minutes — no exam, no hassle.
Read more →Not sure which plan fits you?
Skip the research — tell us your age and we will find your best rate from 25+ carriers.
Get My Free QuoteCall (866) 255-5775Honest carrier reviews
Company reviews
Independent, no-spin reviews of the carriers seniors ask about most.
AAA Final Expense Review
An honest look at coverage, rates, waiting periods, and the fine print.
Read more →ReviewColonial Penn Review
An honest look at coverage, rates, waiting periods, and the fine print.
Read more →ReviewMutual of Omaha Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read more →ReviewAetna (Accendo) Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read more →ReviewGTL (Guarantee Trust Life) Review
An honest, independent look at GTL’s Heritage final expense plans, rates, and who they fit.
Read more →ReviewAFLAC Burial Insurance Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read more →ReviewTransamerica Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read more →ReviewGerber Life Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read more →ReviewAmerican Amicable Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read more →ReviewRoyal Neighbors Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read more →ReviewForesters Financial Review
An honest, independent look at coverage, rates, waiting periods, and the fine print.
Read more →ReviewGlobe Life Review
An honest look at coverage, rates, waiting periods, and the fine print.
Read more →ReviewAARP / NY Life Review
An honest look at coverage, rates, waiting periods, and the fine print.
Read more →ReviewSenior Life Insurance Review
An honest look at coverage, rates, waiting periods, and the fine print.
Read more →ReviewTruStage Burial Insurance Review
An honest look at coverage, rates, waiting periods, and the fine print.
Read more →Ready to see your real rate?
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