Free planning tools

Burial Insurance Tools & Calculators

Q: Are these tools really free?

Yes. Every tool on this page is free, and our brokerage service is free too - we are paid by the insurance carriers, never by you.

Q: Do I have to give my information to use them?

The rate estimator and Will I Qualify tool need no name, email, or phone number. The Instant Quote does require contact details, because that is where real carrier rates are pulled and a licensed agent follows up.

Q: How accurate is the rate estimate?

It is a ballpark for comparison, not a quote. Your real rate depends on your health, carrier, and state.

Q: Is there any obligation?

None. Using the tools or getting a quote carries no obligation to buy, and we never sell your information.

Plan your coverage in minutes — no contact info needed to start. Estimate a monthly rate, check if you’ll qualify, and compare your options, all free.

5FREE TOOLS

25+CARRIERS COMPARED

$0BROKER FEE

NoCONTACT INFO TO START

Use a tool

Free tools to plan your coverage

Each one gives you a real answer in under a minute — no commitment, no obligation.

Instant Quote

Real monthly rates from 25+ A-rated carriers in about two minutes. No medical exam.

Start my quote

Will I Qualify?

Answer 3 quick questions to see your likely coverage path — level, graded, or guaranteed.

Check eligibility

Compare Your 3 Paths

Level vs. Graded vs. Guaranteed Issue — waiting periods, who each fits, and price, side by side.

Compare paths

Coverage Calculator

Add up funeral costs, debts, and final bills to see the coverage amount that actually fits.

Calculate my number

What a Funeral Costs

See national average prices for burial, cremation, plots, and headstones — so you know what to plan for.

See the costs

Estimate in seconds

What might coverage cost you?

Move the sliders for a ballpark monthly rate — no name, email, or phone number needed.

100% free

No medical exam

No info needed to start

We never sell your data

Your age: 65

Gender

Coverage amount

Do you use tobacco?

Estimate Estimated monthly premium

$40–$53

per month for $10,000 of coverage Get my exact rate

A ballpark for comparison — not a quote. Your real rate depends on your health, carrier, and state.

Estimate a rate

Use the tool above for a ballpark monthly price — no info needed.

Check if you qualify

Answer 3 quick questions to see your likely coverage path.

Get your real quote

Compare exact rates from 25+ carriers in about two minutes.

Coverage calculator

How much coverage do you actually need?

Answer a few quick questions and watch the number build, line by line — no name, email, or phone number needed.

1. What kind of service?

Every option already includes the funeral home’s basic services and the casket or urn.

2. Add a cemetery plot & headstone?

Choose Yes only if you’ll be buried in a plot. Skip it for cremation.

3. Debts to pay off — cards, loans: $5,000

4. Final medical bills: $2,000

5. Leave a gift for family (optional): $0

6. Money already set aside (we subtract it): $0

Estimate Suggested coverage

$16,000

Traditional burial$9,000

Cemetery plot & headstone$0

Debts to pay off$5,000

Final medical bills$2,000

Gift for family$0

Money set aside-$0

Suggested coverage$16,000

Get my real quote

A planning estimate using national average costs. Your real needs vary by service, state, and provider — we’ll help you fine-tune it.

Prefer to read?

Browse the guide library

Jump into the part of the library that fits your situation — the full directory lives on the Guides page.

By stateBest carriers, rates, and rules where you live.19 state guides By health conditionWhich carriers say yes — diabetes, COPD, heart, and more.13 condition guides Buyer guides & basicsCosts, plan types, waiting periods, and how to buy.17 guides Company reviewsHonest, independent verdicts on 15 carriers.15 reviews

What Is Burial Insurance? How Much Does It Cost? Simplified vs Guaranteed Issue No Waiting Period Finding the Best Company Browse all 60+ guides →

4.9

Rated 4.9 on Google 1,000+ families helped since 2008

Good to know

Common questions about our tools

Are these tools really free?

Yes, completely. Every tool on this page is free to use, and our brokerage service is free too — we’re paid by the insurance carriers, never by you.

Do I have to give my information to use them?

It depends on the tool. The rate estimator and the “Will I Qualify?” tool ask for no name, email, or phone number — use them freely. The Instant Quote does need your contact details, because that’s where we pull real rates from the carriers and a licensed agent follows up. So you can research as much as you like first, and only share your information when you’re ready for exact numbers.

How accurate is the rate estimate?

It’s a ballpark for comparison, not a quote. Your real rate depends on your health, the carrier, and your state. The estimator gives you a realistic range so you know what to expect before you talk to anyone.

Is there any obligation?

None at all. Use the tools as much as you like. If you decide to get a quote, there’s still no obligation to buy — and we never sell your information.

Free download

The Burial Insurance Buyer’s Checklist

12 questions to ask before you buy — so you never overpay or get stuck with a 2-year wait you didn’t need. No cost, no spam.

Burial Insurance Tools & Calculators

Free tools to plan your coverage

Instant Quote

Will I Qualify?

Compare Your 3 Paths

Coverage Calculator

What a Funeral Costs

What might coverage cost you?

Estimate a rate

Check if you qualify

Get your real quote

How much coverage do you actually need?

Browse the guide library

Common questions about our tools

The Burial Insurance Buyer’s Checklist

Guides & Articles

Company Reviews

Company

Follow Us