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Mutual of Omaha Burial Insurance Review (2026): Living Promise Rates & Verdict

Home›Reviews›Mutual of Omaha Our Verdict: Recommended · 4.2/5 Our 4.2/5: A+ (Superior) strength, a near-spotless complaint record, and the best rates in the market when you qualify. The catch is the underwriting — it can be unpredictable, and even healthy-looking applicants don’t always land the Level (day-one) rate. Chances are you already know the name…

Best Burial Insurance in Missouri (2026): Rates, Costs & Top Carriers

Missouri — At a Glance Good news for Missouri residents: nearly every top burial insurance carrier sells here, so it pays to compare. — funeral costs here sit right around the national average of about $8,300. $8,295Avg. Missouri funeral $30–$185/mo$10k, by age Day-one optionsFor most health types 50 to 85Typical issue ages 10-minute read 25+…

Best Burial Insurance in Indiana (2026): Rates, Costs & Top Carriers

Indiana — At a Glance Good news for Indiana residents: nearly every top burial insurance carrier sells here, so it pays to compare. Funerals here run higher than the national average, which makes locking in a low rate now matter even more. $8,705Avg. Indiana funeral $30–$185/mo$10k, by age Day-one optionsFor most health types 50 to…

Best Burial Insurance in Maryland (2026): Rates, Costs & Top Carriers

Maryland — At a Glance Good news for Maryland residents: nearly every top burial insurance carrier sells here, so it pays to compare. Funerals here run higher than the national average, which makes locking in a low rate now matter even more. $9,188Avg. Maryland funeral $30–$185/mo$10k, by age Day-one optionsFor most health types 50 to…

Best Burial Insurance in Massachusetts (2026): Rates, Costs & Top Carriers

Massachusetts — At a Glance Good news for Massachusetts residents: nearly every top burial insurance carrier sells here, so it pays to compare. Funerals here run higher than the national average, which makes locking in a low rate now matter even more. $9,545Avg. Massachusetts funeral $30–$185/mo$10k, by age Day-one optionsFor most health types 50 to…

Best Burial Insurance in Washington (2026): Rates, Costs & Top Carriers

Washington — At a Glance Good news for Washington residents: nearly every top burial insurance carrier sells here, so it pays to compare. Funerals here run a little below the national average, but a $10,000 policy is still a smart target. $8,000Avg. Washington funeral $30–$185/mo$10k, by age Day-one optionsFor most health types 50 to 85Typical…

Burial Insurance With AFib (2026): How to Get Day-One Coverage

AFib — At a Glance Atrial fibrillation on its own is very insurable. If your AFib is controlled — including with a blood thinner like Eliquis or warfarin — nearly every carrier offers level, day-one coverage at standard rates. Being on a blood thinner is normal and does not count against you. It only gets…

Burial Insurance With Sleep Apnea (2026): Easy Day-One Coverage

Sleep Apnea — At a Glance Sleep apnea on its own is one of the easiest conditions to insure. If you are managing it — most commonly with a CPAP machine — nearly every carrier will offer level, day-one coverage at standard rates. Companies only look closer when sleep apnea comes alongside something bigger, like…

Burial Insurance on Dialysis (2026): Guaranteed Coverage Options

Dialysis — At a Glance Active dialysis is one of the hardest health situations to insure. At nearly every final-expense company it means a guaranteed-issue policy — no health questions, but a two-year waiting period before the full benefit is payable. The important exception is CICA Life: because their health questions focus on untreated conditions,…

Burial Insurance After a Stroke (2026): Coverage Options & Rates

Stroke History — At a Glance A stroke on your record does not shut you out of coverage — the deciding factor is how long ago it happened. Most simplified-issue carriers ask whether you’ve had a stroke or TIA in the last 12–24 months. Outside that window and medically stable, you can usually get level,…