About Phillip Chin โ€” Licensed Burial Insurance Broker

Meet Your Broker

Phillip Chin

Independent Burial Insurance Specialist ยท Founder of TheBurialInsurance.com

I help seniors, people with health conditions, and families on fixed incomes find affordable final expense coverage. I am not tied to any insurance company โ€” I compare 25 A-rated carriers and work only for you.

Licensed in all 50 statesNPN 8895251Independent brokerNo cost to you
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Phillip Chin, licensed burial insurance broker
Verified Licensed Broker
18+Years of experience
25Carriers compared
50States licensed
$0Broker fees, ever

My Story

I started my career in financial services at Northwestern Mutual in 2008, where I learned how to protect families and their financial futures the right way โ€” with honest, client-first guidance. In 2015 I became Managing Director of Sky Capital Financial Group, an independent brokerage serving families, professionals, and business owners across the country.

I founded TheBurialInsurance.com in 2018 with one mission: to make burial insurance simple and give every American family โ€” regardless of age, income, or health history โ€” access to affordable final expense coverage. Nobody should have to scramble for money at the worst moment of their lives.

2008

Northwestern Mutual

Began my career in life insurance and financial planning, building a foundation of honest, client-first guidance.

2015

Sky Capital Financial Group

Became Managing Director of an independent brokerage serving families, professionals, and business owners.

2018

TheBurialInsurance.com

Founded this site to help families compare final expense coverage honestly โ€” with no pressure and no broker fees.

How I Work

1

Tell me about your health and budget

A few simple questions โ€” no medical exam is required for most applicants.

2

I shop 25 carriers for you

I compare rates from A-rated companies to find the lowest price for your specific situation.

3

You choose, coverage can start same day

You pick the plan that fits. Many policies can be approved and active the very same day.

Why Families Work With Me

โœ“

Independent โ€” I work for you

I am never tied to a single insurance company, so my only job is finding what is best for you.

โœ“

You work with me directly

Not a call center. Not a rotating team of strangers. One licensed broker, start to finish.

โœ“

No medical exam for most people

Most plans only ask simple health questions, and many offer coverage that starts the same day.

โœ“

Completely free to use

I am paid by the insurance carriers, never by you. You pay the same rate with or without my help.

Call Center vs. Working With Me

Typical call centerWith Phillip
Who you talk toA different rep every call, reading a scriptMe, every time, start to finish
Your choicesOne company's products25 carriers compared for your situation
The pressureSales quotas and repeated follow-up callsHonest advice, even when the answer is 'do not buy yet'

Also from Phillip: GuaranteedLifeInsured.com — life insurance when health conditions make coverage hard  ·  PlanWithPhil.com — life insurance and financial planning for families

Ready to see your rate?

Compare real rates from 25 carriers in about two minutes โ€” no obligation, no pressure.

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