Hi, I’m Phillip — and I built this for families like yours.
When I started in insurance back in 2008, I kept seeing the same thing: good people pushed toward whatever policy paid the agent the most — or turned away over a health condition nobody bothered to shop around.
So I became an independent broker and built theburialinsurance.com to do the opposite. I compare 25 A-rated carriers, tell you the truth about what each one will and won’t do, and never charge you a dime. No call center. No quotas. No pressure — just one licensed person, working for you.
Why I do this work
I’ve spent my career watching good people get pushed toward whatever policy paid the agent most — or turned away over a health condition no one bothered to shop around.
So I built something different. As an independent broker, I’m not on any single company’s payroll. I sit on your side of the table, compare A-rated carriers, and find the plan that actually fits. No pressure, no call center, and no fee to you — the carriers pay me, so my help never changes your rate.
Started in insurance
Began helping families with life and final expense coverage.
Went fully independent
Left captive sales to represent clients, not carriers — contracting with multiple A-rated companies.
Launched theburialinsurance.com
Focused on burial & final expense so seniors could compare honest options in one place.
1,000+ families later
Still the same promise: one licensed broker, working only for you.
My promises to you
Four things you can count on, whether you buy from me or not.
I work for you
Independent means no quotas and no favorite carrier — just the best fit from 25 A-rated companies.
No pressure, ever
I explain your options in plain English and give you time. If it’s not right for you, I’ll say so.
Straight answers
Real talk about what each carrier will and won’t do for your age and health — no fine-print surprises.
Free to you
The carriers pay me, so my help costs you nothing — and it never raises your rate.
Credentials you can verify
I’m a licensed, independent insurance broker — and you never have to take my word for it. My license is public and my carrier list is on the record.
Verify my license at nipr.comReal reviews from people I’ve helped
From my verified Google profile.
Phillip took the time to explain everything and never once pressured me. I finally have coverage after being turned down elsewhere.
Honest, patient, and no fee. He compared several companies and found a plan that actually fit my budget.
I was nervous about the whole thing. Phillip made it simple and never rushed me. Highly recommend.
Working with me vs. a call center
Questions about working with me
Is your help really free?
Will you sell or share my information?
What if I’ve been declined before?
Do we meet in person or by phone?
Let’s find your rate — together
See what 25 A-rated carriers would charge in about two minutes, or reach out and I’ll walk you through it personally. No obligation, no personal info required for a quote.
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